Personalize and prefund your funeral or cremation service

Express Your Wishes

Just as trusts and wills each serve a purpose, so does correctly securing money for a prearrangement.

These funds are specifically designated for your end of life wishes. We understand that it is not easy to discuss with your loved ones nor is it a task we are anxious to do. However, taking some time now will give your family peace of mind and you will rest assured.

Expressing your preferences begins here ... with clear and loving communication.

elderly couple with dog sitting with dog on couch smiling

Prefunding Benefits

  • Relieves your family of an emotional and financial burden
  • Various payment plans with no rate increases
  • Opportunity to lock in funeral cost at today’s prices
  • May be excluded from assets for Medicaid benefits, depending on the laws in your state
  • Most states allow policy transferability to another funeral home
  • By selecting your service at today’s prices, inflation is minimized
  • Complimentary Death Away from Home Benefit available in most states
  • Final arrangements are kept on file at the funeral home and may be changed at any time
elderly womam looking at laptop

Why United Heritage

A prearranged funeral celebration is funded through the purchase of a whole life insurance policy issued by United Heritage Life Insurance Company.

The specialized insurance policy has growth value, which means the benefit will increase over time to pay for end of life arrangements.

The benefit and growth may be tax-free depending on the laws in your state.

elderly group together smiling for photo


Have the talk of a lifetime logo

Have the Talk of a Lifetime™

The Funeral and Memorial Information Council (FAMIC) created Have the Talk of a Lifetime to help families have important conversations about the things that matter most to them and how a person’s life story can be remembered and honored in a meaningful way.

National funeral directors association logo

National Funeral Directors Association

According to the NFDA, it is the world’s leading and largest funeral service association, serving more than 20,000 individual members who represent nearly 11,000 funeral homes in the United States and 49 countries around the world. NFDA is the trusted leader, beacon for ethics and the strongest advocate for the profession.