Providing financial resources for employees and their families in the event of a death should be an integral part of a benefit package.

United Heritage offers flexible plan designs to meet individual employee needs

• Choose a coverage amount that fits each family’s budget
• Pay premiums through the convenience of payroll deduction
• Elect coverage up to a specified amount without providing proof of good health
• Continue coverage when your employment ends

What is the right amount of coverage?

• A dual-income family with young children might need more insurance to maintain their lifestyle than a couple nearing retirement age
• The family breadwinner might consider spousal coverage to help provide for child care costs and household services
• Couples close to retirement might purchase life insurance to help insure the surviving spouse can retire as planned