A deferred annuity from United Heritage Life Insurance Company, is designed to allow you to accumulate funds for retirement and enjoy the benefits of tax deferral. Saving for retirement is crucial, and making sure your resources last throughout your lifetime is just as important. Annuities can do both by helping you save for retirement and by offering you a guaranteed stream of income you cannot outlive. Annuities are long-term contracts. Annuities are the only financial planning tool that can help you save and provide you with a variety of payout options, including an income that is guaranteed for the rest of your life, no matter how long you live.

Tax deferred annuities are specially designed for retirement savings. It is a contract between you and the insurance company for a guaranteed interest bearing policy with guaranteed income options. The insurance company credits interest earnings on your premium, and you don’t pay taxes on the interest earnings until you make a withdrawal from your annuity or begin receiving regularly scheduled income from your annuity.

• Secure Value 5

  The Secure Value 5 offers an attractive interest rate that is guaranteed for a full five (5) years from the date of issue. Once your contract is issued the interest rate is guaranteed until the end of the fifth contract year. After the 5-year rate guarantee period, the Secure Value 5 is guaranteed to never have an interest rate of less than the minimum rate guaranteed in your contract.

• Secure Value 7

  The Secure Value 7 offers an attractive interest rate guaranteed for a full seven (7) years. Once your contract is issued, the interest rate is guaranteed until the end of the seventh contract year, after which the effective interest rate will never be less than the minimum rate guaranteed in your contract.

• Eagle 8 Annuity

  The Eagle 8 annuity allows you to build funds for retirement, defer income taxes, and transfer wealth. The Eagle 8 annuity is an ideal way to provide for a more financially secure future and a comfortable retirement. The Eagle 8 annuity offers a competitive interest rate and a first-year bonus. The interest rates of our annuities have a one-year rate guarantee. Once an interest rate is declared, your contract is guaranteed to hold that rate until the next policy anniversary. The Eagle 8 annuity is a safe, secure vehicle that is designed to fit your financial plans in a wide variety of areas. Like many of United Heritage's annuities, it is ideal for a rollover of qualified plans such as individual retirement accounts, and for non-qualified plans.

• Heritage Annuity

  The Heritage annuity from United Heritage Life Insurance Company is a flexible premium deferred annuity contract that is designed to allow your assets to grow safely at a competitive rate. The Heritage annuity allows you to build funds for retirement, defer income taxes, and transfer wealth. The Heritage annuity is an ideal way to provide for a more financially secure future and a comfortable retirement.

Single Premium Immediate Annuity is a contract between you and United Heritage Life Insurance Company. By paying a single sum of money to United Heritage, you are guaranteed to receive a series of payments over a specified period of time, or for the rest of your life. Once your contract is issued, your payments are guaranteed for the duration of your contract. Contracts can be for a fixed period of time, or for the life of the annuitant(s).